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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 203-536-8505.
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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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"Leslie makes the difference"
"From maximizing the exposure of my home for sale, to zeroing in on my dream home, Leslie makes the difference!"
T. Fox
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Leslie Carlotti
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Greenwich, Old Greenwich and Riverside Information:
About Greenwich, Old Greenwich and Riverside - Moving to Greenwich, Old Greenwich and Riverside, Connecticut? Get info here... School Reports - Reports for Greenwich, Old Greenwich and Riverside schools kindergarten, elementary, and high schools. Relocating? - Free real estate information & relocation package if you're relocating to Greenwich, Old Greenwich and Riverside, in Fairfield County CT. Go to Main Sitemap - Main sitemap sections include Find Greenwich, Old Greenwich and Riverside Homes, For Home Buyers, For Home Sellers, Greenwich, Old Greenwich and Riverside Information, Real Estate Resources, and About Leslie Carlotti.
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Financing Your Home >Home Buyers Education
As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.
Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.
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What time of year is considered the busiest for homebuyers and sellers?
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Real estate is a year-round business, but spring is still considered the best time of year to showcase a home. |
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Leslie Carlotti
Greenwich Fine Properties
80 Mason St
Greenwich, CT 06830
Phone: 203-983-7451
Fax: 203-531-8187
lesliecarlotti@NUMBER1EXPERT.com
A client of Leslie Carlotti’s is a client for life. Leslie knows Greenwich intimately and loves the people who define her chosen career.
“A client once told me that in his view, what set me apart from other real estate agents was that I listened,” Leslie says. “In my view, my job is to listen to my clients, hearing what is said and not said, and then doing my very best to accommodate their needs and wants in a professional manner.”
The joy of Leslie’s work comes with a deep appreciation of the varied personalities and properties that make Greenwich special. From her earlier career as a commercial executive handling property acquisitions to her present-day role shepherding some of Greenwich’s highest-value residential transactions, a sensitive, discreet personality has always set Leslie apart.   
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